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Will My Insurance Cover My Orlando Septic System?

If your Orlando area home has a septic system, do you know if your homeowners insurance will cover it if waste water starts backing up into your home, there are puddles over the drain field, or a very foul odor. What Insurance Companies Cover Typically, insurance policies cover plumbing features and pipes inside the home. Sudden pipes bursting, defective pumps that cause the toilet to back up or damage from malfunctioning pipes, are usually covered. Damage done from lack of maintenance, cleaning, repairs or normal wear and tear is not usually covered. Limitations Most homeowner's insurance policies don't cover any 'features' outside the home's foundation. Since most of the septic systems are under the ground, it isn't considered part of your home. If your insurance adjuster feels you didn't provide the proper maintenance and this was the cause of the damage, they normally won't cover the expenses to fix it [...]

March 9th, 2024|

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